USERS IN THE SYSTEM
AMOUNT OF DONE DEALS
SIMPLE!
FRONT- and BACK- office solution of business process (sales, arrangement, accounting and others) automation with the simple and flexible architecture. One Product is «combined» just in a few hours by the attentive and assiduous User (without special education) and is ready for operation at the same day.
UNIVERSAL!
Application, not requiring tailor-made setup and administration. The advantage of our Package is the functionality, allowing to provide with the different accesses for the Users of the system, depending on the role, that they play.
PORTABLE!
Application without limitations by resources. You can use it everywhere if there is the access to the internet: type the reference address and virtual office is «opening» in Your hands.
FOR A LOW PRICE!
Application, not requiring extra expenditures. It is required minimal hardware platform, browser and access to the internet for a full-fledged work
PRODUCTS CONSTRUCTOR
Independent creation and modification of insurance products
AGREEMENTS PAYMENT
Online payment using credit cards and electronic payments
ELECTRONIC POLICY
Electronic policy (agreement) formation and release
AUTOMATED ACCOUNTING OF THE FORMS
Control and accounting of the forms movement in the company (through the warehouse)
PERSONAL ACCOUNT
The client can independently write up himself an insurance policy, pay for it and register an insured event
ELECTRONIC UNDERWRITING
Program control of limits of the seller’s authorities, request and receiving the individual conditions of conclusion of the contracts
USER MANAGEMENT
Integrated management of both individual users and groups by the given characteristic
ONLINE TARIFFICATION
There is no longer necessary to calculate in mind the service cost according to tabular data, coordinate it with the office and wait in uncertainty for the confirmation from the senior in the link. Now You receive the exact result by the current parameters in online.
CONTRACT EXECUTION ONLINE
Virtual office is always at hand. To calculate the tariff, enter data on the Client, sign the Contract – are the simple manipulations, as a result of which You have a document in hand. And it doesn’t matter that in this time You are not sitting at the table, but walking out of town.
ONLINE PAYMENTS
The whole day is scheduled…. The plans are constantly changing…. The pace is maddening …. We perfectly understand You! The block of online payments will allow You to solve the financial side of the issue, without breaking away from other matters. Now it isn’t necessary to stand in the checkout line or adjust to the courier, but rather to find few minutes during the day.
ONLINE UNDERWRITING
There are situations, when You cannot avoid individual agreement. That’s OK! In such case, the Seller sends an electronic request to the Underwriter and in the same way receives the reasonable agreement.
ONLINE REGULATION
There is no more need to “tear” the phone about the insured event. All the stages are easily tracked in software package, and You have the current information in real time.
ONLINE ACCOUNTING
How many forms are in the warehouse? How many has already been used, by whom and where? All operations of this direction are performed electronically and in the semi-automatic mode. As a result, You receive the complete report with all information (in view of Division, Group or one Seller).
E-MAIL AND SMS INTERACTION WITH THE USERS
Agree that the phone call isn’t always convenient to the subscriber. And information which you are trying to inform “at the wrong time”, can be lost, in the most banal way, among other problems. For our Clients convenience, it is implemented the functionality of e-mail and SMS notifications, which is widely used for reminding about the next payments, end dates of the Contracts and others. The messages go automatically and won’t be lost anywhere in the correspondence chain.
BACK-OFFICE EXPERT
Controls the forms movement in the Company. The functionality of this role allows: to make the forms movement from central to regional warehouses; to track the forms presence in warehouses by the kinds, types and numbers of forms in view of each seller by means of electronic document flow; to make the reporting about the forms movement in any view for any period. All movements are accompanied with the notifications inside the SP OSERVIN and are duplicated on the e-mail of participants of the operation.
REGULATOR
Has the opportunity to generate the list of documents necessary for payment of insurance compensation; to “tie up” the photos on insured event and scanned copies of documents; to establish the status of settling case (in work, on payment, etc.), that allows the Client and Sellers to see at what stage is the adjustable loss.
SENIOR SALESMAN
Has all rights and opportunities of the Seller, and, moreover, has accesses for control of work of the assigned to him Sellers, coordinates the individual conditions of insurance within his authorities, establishes the sizes and the principles of commission distribution between Sellers.
SELLER (AGENT, BROKER, EMPLOYEE OF INSURANCE COMPANY, BANK, ETC.)
Has the following opportunities: calculation of insurance tariffs, the choice of the optimum program of insurance, individual agreement on the “non-standard” conditions, fast contracts execution by existing clients; ordering and control of the forms movement; monitoring of the process of insured events settlement; reporting formation in any view for any period of time; control of insurance premiums payments and next payments; control of commission size.
CLIENT
Calculation of insurance tariffs, choice of the optimum program of insurance, individual agreement on the “non-standard” conditions; monitoring of the process of insured events settlement, possibility of remote settlement; reporting formation in any view for any period of time; reminders about the next payments and the end dates of the insurance Contracts; possibility of online payment for insurance contracts.
reminders about the next payments and the end dates of the insurance Contracts
UNDERWRITER
Creation of insurance products and calculators. Relevance control and modification of documents templates in the SP OSERVIN. User management in the system, organization of groups and subgroups of users, providing them with the authorization and opportunities of access. Execution of empowerments on the right of making insurance contracts. Individual agreement of insurance conditions, handing out one-time individual empowerments.
ADMINISTRATOR
The user with unlimited rights. In addition to described above, to him are available the settings of interface, messages mailings, roles, users, templates, reference books, etc. Also, he can track the Users actions by means of logging. The main thing!!! To be the Administrator of SP “OSERWIN” it isn’t necessary to have special education or finish the courses!
Many projects on automation of insurance business are bulky, difficult, incomprehensible and expensive. And after implementation of such project, insurance company or broker becomes the hostage of software product developer. And the process of money expenditures on the maintenance of automation programs– is infinite. IT staff, modifications, correction of mistakes… ALL THIS COSTS MONEY! You would tell, is it impossible in a different way? But You buy “Microsoft Office” disk, insert it into the disk drive and work. You don’t need anyone!!! You independently solve all necessary issues and don’t pay anymore. Everything You need to do, is to insert the disk or download the distributive from the site of our company and execute simple operations, according to the attached instruction. Within one day you will independently automate the sale process of at least one insurance product for necessary number of sellers. What will be as a result? The seller, regardless of wherever in the world he is, will be able to count the tariff in “calculator”, create an insurance contract and all necessary documents. The main thing that he needs is the access to the internet!
If required, specifically, if the seller doesn’t have enough authorities by the proxy, he can make the request on the new proxy or coordinate the individual conditions of insurance, get the calculation of a non-standard insurance tariff. And all this occurs under the program control and gives You an opportunity to control the processes in real time! The seller, besides, receives the automatic accounting of the contracts forms. Now he will never be mistaken, will not use the wrong blank or an outdated contract form! There is no need for making reports and tracking the next payments. The OSERWIN software package helps everyone to work with THEIR and ONLY their direction, without distracting from the process of earning money. All this can be reached INDEPENDENTLY, without participation of developers and IT experts!
Technological solution:
The OSERWIN software package works within the web server and is executed on the Java platform. Interaction of the client and server is accomplished by the HTTP protocol, according to the scheme “request-answer”. The client computer is just performing the function of data presentation, and even the simple machine will deal with this task. It doesn’t demand the replacement of computers client park of and operation environment.
Information security mechanism
We created the most reliable protection against the loss of data and their capture by strangers. Due to encryption of the transmitted data using HTTP, which “packs” it into the cryptographic SSL protocol, it is provided the maximum level of data security in the OSERWIN software package. With the care for Your information security we placed our servers in the most powerful world DATA centers.
Additionally to the information security, first-class service and reliability, You will receive the double backup of databases, which is performed every night. And it is a 100% guarantee of saving all Your information in cases of equipment failure. At will, the base can be placed on Your servers that will allow You to completely control the access to the information about Your clients.
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Against what risks do participants of the insurance market need protection? The insurer is interested in protection against the insurance fraud, the facts of unreasonable payments, low-quality underwriting. At the bottom of all risks – is the absence of reliable, full and timely information…
Insurance companies, which are wishing to remain competitive and effectively develop new business models, need to implement the modern information technologies. Automation not only aiding the changes, but most often stimulates them…
More than 2/3 of all insurance contracts are executed through the intermediaries and insurance agents. For this reason insurance companies are trying in every way possible to facilitate their work. In this context, the technological support of insurance agents and brokers is very important…
New technologies are not always expensive and difficult. On the contrary – new has to be qualitative, simple and clear. The principle: the ingenious is always simple – works. Thus you will save the means and time for implementation, employees training and maintenance, and, consequently, will get the competitive advantages…
Whether we want it or not, but the agency networks from the poorly educated grandmothers will give way to online stores, cheap low-quality services will give way to the qualitative products, business processes will be automated …
WHAT IS OSERWIN SOFTWARE PACKAGE?
It is full automation of the front- and back-office processes of Your business. Everything You need to do, is to register on the site of our company and execute simple operations, according to the attached instruction. Within one day you will independently automate the sale process of at least one insurance product for necessary number of sellers. What will be as a result? The seller, regardless of wherever in the world he is, will be able to count the tariff or the service cost in “calculator”, create an insurance contract, credit agreement, loan agreement and all needed to it documents. All that is necessary is the access to the internet! If the seller doesn’t have enough authorities to the right of execution of an agreement, he can make the request on the new proxy or coordinate the individual conditions of insurance, get the calculation of a non-standard insurance tariff. All this occurs under the program control and gives You an opportunity to control processes in real time! The “OSERWIN” software package helps to automate the accounting of the contracts forms. Now the Seller will never be mistaken, will not use the wrong blank or an outdated contract form! There is no need for making reports and tracking the next payments. The “OSERWIN” software package helps everyone to work with THEIR and ONLY their direction, without distracting from the process of earning money. All this can be reached INDEPENDENTLY, without participation of developers and IT experts!
TECHNOLOGICAL SOLUTION?
The “OSERWIN” software package uses JBoss application server, in the Java language.
The software package is cross-platform – it can be used on any operating system of the server. The entrance is performed through the web interface from the all popular browsers – Chrome, Mozilla, Opera, IE, Safari. Thus, requirements to hardware and software part of the computer are absent.
There is no additional costs and expenses!
With the “OSERWIN” software package You can always do business using computer, tablet or smart-phone.
WHO ARE YOUR PARTNERS?
At this stage our main partners are banks, credit unions, leasing and insurance companies, insurance brokers or agents, travel agencies, motor shows.
Also, OSERWIN cooperates with the leaders of sector, famous in the market of hardware and software.
HOW MUCH DOES THE SOFTWARE PACKAGE COSTS?
It is hard to believe, that software of such level can cost 1 EURO in month?! But this is true! The first three months of usage of the “OSERWIN” software package costs 1 EURO. We give You an opportunity to make a conscious choice in favor of our offer. Thus for 1 EURO you get not only the opportunity to use our product, but its free adaptation for Your company needs, and also the training on usage and setup of the software package. Further You can choose the tariff plan, most suitable for Your company, which will allow You to pay only for what is necessary.
DOES IT POSSIBLE THE INTEGRATION OF SP WITH THE OTHER SYSTEMS?
The “OSERWIN” software package is easily integrated with any accounting system, working in Your company. Integration is happening with taking into account the increased requirements to the security of transmission and exchange of information. Such integration is implemented through the program connectors. Any information, which is present in the software package, can be unloaded in a universal format.
HOW DOES THE INFORMATION SECURITY ORGANISED?
We created the most reliable protection against the loss of data and their capture by strangers. Due to encryption of the transmitted data using HTTP, which “packs” it into the cryptographic SSL protocol, it is provided the maximum level of data security in the OSERWIN software package. With the care for Your information security we placed our servers in the most powerful europe DATA centers. Additionally to the information security, first-class service and reliability, You will receive the double backup of databases, which is performed every night. And it is a 100% guarantee of saving all Your information in cases of equipment failure.
For your certainty in security and preservation of Your information, it can be placed on Your servers.
OSERWIN – is the company of the full cycle of development and implementation of software products, which united in itself the knowledge and experience in the financial sphere, became the liaison between the companies and their consumers worldwide. Our main partners are: insurance companies, agencies, agents and brokers, travel agencies and motor shows, banks, pawnshops, credit unions. Our team is the professional programmers and managers with the successful experience of processes, resources and risks management. The cohesive team of experts is capable to solve the most complex problems, which demand the non-standard approaches and competence: from consulting to automation of the business processes. OSERWIN cooperates with the leaders of sector, famous in the market of hardware and software. The central office of the company is registered in Cyprus, and its representative offices are situated in Republic of Belarus, Russia, Ukraine and Kazakhstan.
